Do You Believe In Fate or Destiny

Do you believe in fate, or do you believe in working towards changing the events that can happen in your future?

       n 1: an event (or a course of events) that will inevitably happen
            in the future [syn: destiny]
       2: the ultimate agency that predetermines the course of events
          (often personified as a woman); "we are helpless in the
          face of Destiny" [syn: Destiny]
       3: your overall circumstances or condition in life (including
          everything that happens to you); "whatever my fortune may
          be"; "deserved a better fate"; "has a happy lot"; "the
          luck of the Irish"; "a victim of circumstances"; "success
          that was her portion" [syn: fortune, destiny, luck,
          lot, circumstances, portion]
       v : decree or designate beforehand; "She was destined to become
           a great pianist" [syn: destine, doom, designate]

Destiny pretty much have the same meaning.

The problem in believing in fate/destiny is that people tend to let things happen automatically, without even lifting a finger to make it better. IMHO this makes people become lazy and stupid. Don’t give me any preaches related to religion or anything, I am looking into it from a simple point of view.

I think people can work hard and achieve whatever they want in the future. What do you think?